No Money, Mo’ Problems

money fightThey say that most relationships end because of money issues. Just who are “they”, anyway?

Regardless…it’s a statistic that I’ve never wanted to be a part of. I mean, I’ve always told myself that the relationship I was in would never crumble due to finances…that “love would overcome” and other such whimsical thoughts.

In reality, though, financial issues are part of the life I’m in an the moment. After selling my house at a loss recently, the savings hoped to be realized from not paying down two mortgages are now a lot less as that loss needs to be paid off.

Without going into a ton of details, let’s just say this has added to the pressures of day-to-day living for Sunshine and I.

Yesterday was an eye-opener for me. I’ve always been bad with money…I’ll fully admit it. What I realized yesterday (finally) is that I’m not only putting myself in a bad situation with poor money management, I’m not putting Sunshine and the girls into bad situations without them approving of things or having any say in them. It’s not fair to them and it’s not fair to my own kids.

There is no obstacle that Sunshine and I cannot overcome. She can’t overcome it on her own, though. I’ve matured and grown in so many ways over the past few years that I feel like a different man (to be honest, I think I am a different man today). One of the things that hasn’t changed, though, is my poor money management.

No more.

money_issuesI refuse to let Sunshine down. I refuse to let myself down any more. I’m taking back control of my life and living a more balanced lifestyle that reflects both of our incomes. I’m NOT going to let our wedding suffer and I’m NOT going to let debt creep back into my life after being almost completely eradicated late last year.

I refuse to be another statistic.

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4 thoughts on “No Money, Mo’ Problems

  1. Have you heard of YNAB? It’s an acronym for You Need a Budget. It is hands down the best budgeting software I have ever used and I really like their take on budgeting and money. You can get a free trial and they have a tonne of recorded classes and free live classes you can attend virtually.

    You have to be committed as it is a living document and you have to update it daily to keep on top of it but if you do, it will work and you will find yourself looking at money in a different way. I’ve been using it since January and it has made an immense difference in my finances.

    Check it out:
    http://www.youneedabudget.com/

    Good luck! 🙂

    Vivi

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